1 (425) 517 1017Mon to Fri, 8am to 6pm See if my loan qualifies
On the homeowner's side

There is a way out of an unfair solar loan.

Law firms bill this fight by the hour. We built a digital system that runs the whole case, start to finish, for a fraction of the cost. When a case needs a licensed attorney, one steps in with the file already built.

Free case review Worth 3X the fee or your money back No obligation
See if my loan qualifies Prefer to talk? Call 1 (425) 517 1017
Free case review Question 1 of 6

See if your loan qualifies

If your case is not worth 3X the fee, you get every dollar back.

How homeowners end up stuck

The salesman is long gone. The loan is not.

The knock at the door

The salesman came to you with numbers that sounded like you could not lose. The installer got paid in full the week the panels went up.

The long loan

Fifteen to twenty five years of payments to a lender you never chose. Fees you never saw, signed away at your own kitchen table.

Then the phone went quiet

Many installers are bankrupt or gone. The warranty died with them. The payments did not.

These companies count on two things: that you do not know your rights, and that finding out costs too much. That is the gap Shorefield Partners closes.

The part nobody mentioned at the kitchen table

There may be a filing against your home right now.

Most financed solar systems come with a security filing recorded against the property. Many homeowners first hear about it from a title company, in the middle of a sale or refinance, when a payoff letter arrives with a number that makes no sense. Regulators have taken notice: in 2024 Connecticut obtained a five million dollar judgment against one solar sales company over deceptive sales practices.

Your free review finds:

  • What is recorded against your home
  • Who filed it, and when
  • What your loan documents actually say

Your rights

Six reasons your agreement may not be enforceable

1

The price was grossly inflated

Hidden fees folded into the loan that were never shown to you.

2

They came to you

Door-to-door sales carry special cancellation rights. If never disclosed, they may never have expired.

3

The savings never came

The gap between the pitch and your real bills matters legally.

4

The installer vanished

Under federal law, your lender may have to answer for the installer's promises.

5

The paperwork does not hold up

Missing disclosures, unfamiliar signatures, loans sold on with gaps in the trail.

6

A filing was placed on your home

Recorded against your property when you signed, and never explained to you.

If any of these applies to you, your agreement may not be enforceable at all. That is exactly what the free review checks.

See if my loan qualifies

What to expect

Step by step, one team the whole way

1

Free review

Your loan, your contract, and what is filed against your home. Straight answers.

2

One fixed quote

Your options in plain English and one written quote. No hourly, no percentage.

3

We build the case

Evidence, documents, correspondence, deadlines. Nothing rests on you, and nothing is owed until you have said yes to the written quote.

4

Counsel when needed

Licensed, independent attorneys take a fully prepared case when proceedings are required. Only if your case needs it, and only with your say so.

5

Resolution

You know exactly what happened to the loan and to the filing on your home.

Start my free review

Why the fee is this low

The traditional legal route was built to price you out.

A law firm rebuilds your case from nothing and bills by the hour for every letter, every deadline, every piece of evidence. We built those same steps once, in advance, so your file moves through them instead of paying to reinvent them. That is the whole trick, and it is why the fee is a fraction of hourly legal billing.

We did not join the traditional system. We built a new one.

The traditional route

  • Hourly billing that grows with every letter
  • Every case built from scratch
  • Junior staff learning on your file

The Shorefield way

  • One fixed quote, in writing
  • Steps built before you called, not billed while you wait
  • The same steps, followed exactly, every time

That is why we can commit to this:

✓

The review is free and it ends with a straight answer, even when the answer is that you do not have a case.

✓

One fixed quote in writing before you commit to anything. No hourly billing, no percentage, no surprises added later.

✓

Guaranteed in writing: if the outcome of your case is not worth at least three times our fee, the fee comes back to you. The terms are in your engagement letter, in plain English.

✓

No pressure, ever. Take the review to your family, your advisor, or your own lawyer before deciding.

Why not "no fee unless we win"? Contingency firms take a percentage of whatever comes back to you, so the bigger the result, the bigger their cut. We charge one flat fee you see in writing first, and it never scales with your loan or your result. No attorney is allowed to promise how a case turns out, and we do not either. Our guarantee is a promise about value, not outcome.

Whoever you talk to, us included, ask these four questions

  • Do they ask for money before reviewing anything?
  • Is the fee a number in writing, or a figure quoted over the phone?
  • Do they push you to sign the same day?
  • Can they explain who actually does the legal work, and when?

Take your time with anyone who fails that test. We will still be here.

☀

This is about the loan, not your roof.

Challenging a solar loan is a fight about paperwork and money: the loan, the disclosures, the filing on your home. It is not about anyone removing panels from your house. We are not a solar installer, a repair company, or a lender, and we have nothing to sell for your roof. We review the loan.

Common questions

Straight answers

What does this cost?
The review is free. If you have a case and want our help, you get one fixed quote in writing before you decide. No hourly billing, no percentage fee. The number is not on this page because it depends on your case type and your state, which is exactly what the free review establishes. And you are the only one who pays us: we take no referral fees from the attorneys we work with.
What if I already tried to get out and got nowhere?
That does not close the door. Hitting a wall with the lender's phone line, a complaint that went nowhere, or an earlier attempt with another company does not change what is in your paperwork. The review starts from the documents, not from where the last attempt stopped, and you may still have options worth a second look.
How can you charge so much less than a law firm?
Because we do not sell hours. We built every step of this process in advance: the intake, the evidence, the case file, every letter and deadline. A law firm rebuilds that work from scratch on every case. We run every case through the same steps instead of reinventing them. The lower cost is not a compromise on the work. It is what happens when the steps do not have to be rebuilt each time.
What does the money back guarantee cover?
It is simple: if your case concludes and the outcome is not worth at least three times our fee to you, we refund the fee in full. Outcome value is measured by objective factors set out in plain English in your engagement letter before you sign anything, such as the amount your balance goes down or money returned to you. No honest firm can promise what a lender will decide. What we promise instead is that if it does not work out, you have not lost our fee.
Should I just call my lender first?
For some things, yes. If you are behind on payments, ask your lender about hardship options directly. That costs nothing, and we would tell you the same on a call. A case review answers a different question: whether the loan was sold and documented the way the law requires. The lender's customer service line is not built to answer that one.
Could this affect my credit?
Asking for a review changes nothing on its own. A free review does not involve a credit check, and no one contacts your lender. If your case moves forward, what happens depends on your loan and the path your attorney recommends, and it is walked through with you before you commit to anything. We never advise anyone to stop making payments, which is what most often hurts credit in situations like this.
What happens after the loan check?
A case analyst calls you within one business day to walk through your situation. The most useful document to have on hand is your loan agreement. A recent statement helps only if you cannot locate it.
Is Shorefield Partners a law firm?
No. Shorefield Partners is a homeowner advocacy and case management service. We prepare and manage cases, and coordinate with fully licensed, independent attorneys when legal proceedings are required. That structure is what keeps this affordable.
Should I stop making my payments?
No. We never advise anyone to stop making payments, and you should be careful with anyone who does. Missed payments can hurt your credit and your case.
My installer went bankrupt. Does the loan go away?
No, the loan almost always survives. But under a federal rule that applies to many financed home improvement sales, the company collecting your payments may have to answer for the installer's promises. Whether it applies depends on how your loan was structured and sold, and that is one of the first things the review checks.
How long does a case take?
It depends on your lender and on which remedy fits your situation, so we do not quote one number for everyone. What we can promise is that you will know the expected path and timing for your own case after the free review, before you commit to anything.
Will this affect selling or refinancing my home?
A recorded filing against your home can slow down or complicate a sale or refinance until it is addressed. Part of the free review is finding out exactly what is recorded against your property, so you know where you stand before a title company tells you at the closing table.
Which states do you work in?
We review solar loans nationwide. When a case needs legal work, it is handled by licensed, independent attorneys admitted in the state where your home is. Take the loan check wherever you are and we will tell you honestly whether we can help.

Find out where you stand. It's free.

Six questions, sixty seconds, and a call with someone who will give you a straight answer.

See if my loan qualifies

If your case is not worth 3X the fee, you get every dollar back.

Or call 1 (425) 517 1017

Prefer to talk?Call 1 (425) 517 1017